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Loans and Mortgages

We offer pawn loans under the lowest interest rate in town. Simply bring your goods as a collateral (pledge) to the store to get instant cash right on the spot! 


We accept: 
~ Jewelry (in any condition, broken, and even dental) gold, silver, platinum, palladium... 
~ We also buy diamonds. 
~ Electronics and Gadgets 


To get an estimate simply bring your goods over.

And remember - YOU WILL BE APPROVED as long as you have enough collaterals.

  • No credit checks
  • No collection calls
  • No credit reports 
  • Simple and sweeet procedure 

You can call us with any questions at (416) 244-2476. Please note that we do not estimate goods over the phone, you must bring your goods over for proper on-spot free estimate. Walk-in with goods - Walk-out with cash.




We also offer unsecured loans and lines of credit. We look at your financial situation from many different angles, and use our expertise of the lending process to secure the best rates for you, always.


- We work with a wide variety of Banks and Private lenders to accommodate flexible and easy payment terms. 

- We are experts in Canadian real estate markets

- Our lenders invest in commercial development projects

- We are well established and have been helping people build their equity and consolidate debts for over 15 years. 


Working with ePawn Financial you will get issue-specific attention and a high level of service that you won't find at the Bank. Being private lenders we are able to offer many more options than banks, and are not held back by strict, centralized regulation policies. Even if you have bad credit, in most cases, we'll be able to help you get the funds you need. On top of that, our rates are very close if not the same as bank rates. You have nothing to lose, and everything to gain. 


Whether you are looking to get a first mortgage, second mortgage, third mortgage, renewals and refinancing, construction financing, secured lines or something else, we'll provide you with a free consultation to pair you with the best options. 

Fast Mortgage Approvals

We understand that qualifying for a loan can be easier said than done, depending on your venture. There are many private Mortgage lenders who, like individuals also struggle to push deals through in the timeframe desired. At ePawn, we’re able to offer fast Mortgage approvals for borrowers with proven experience in their field. If you’re looking to fund a project that’s been declined by any institution, give us a call. We’ll review your options and design creative solutions to fit your needs.

Flexible Arrangements

Our loan terms are flexible because we understand that every deal is unique. We offer on-balance-sheet portfolio financing ranging from $1 million to over $400 million, fixed and floating rates that are among the most competitive in our industry, non-recourse and recourse financing, all major asset types and short to mid-length terms ranging from 1-5 years as well as terms up to ten years (for evaluated, stabilized deals). ePawn offers a wide range of financing options for each stage of commercial real estate projects.

Innovative Terms

The known deterioration between banks and the property world over the last five years has propelled the emergence of more innovative, private sources of capital to fund real estate endeavours. We work with larger real estate clients who no longer look to the banks as the most attractive lenders of prime resort. The transition may have been slow, but now, private lending is an integral part of the real estate funding model.

Our highly skilled underwriters are able to use their expertise to find greater opportunities for you than banks operating under institutional parameters can provide.

Call us for a free consultation! 416.244.2476 



Our store is located at:

ePawn LLC.

10097 Yonge Street, Unit 3
Richmond Hill, Ontario, L4C 1T7
Tel. 41-MAGIC GSM (416) 244-2476

We are open Monday to Saturday from 12:30 p.m. to 6:00 p.m.
Store is Closed on Sundays and National Holidays